Almost 60% of workers in the United States are paid at hourly rates and nearly 69% of Americans would experience financial difficulty if their paychecks were delayed for a week. But what if tech could give hourly workers the flexibility to receive their pay sooner? This would allow them to circumvent high-interest payday loans just to make ends meet during these tough economic times. I recently get a chance to speak with Nico Simko, CEO and co-founder of social-impact fintech Clair, which is championing this revolution.